Get valuable car insurance discounts in a hurry.

Just because you want fast car insurance doesn't mean you have to overlook valuable discounts. Most auto insurance discounts require little or no documentation to qualify and are well-worth the effort. You can save up to 20 percent on your car insurance premiums by taking advantage of your carrier's available discounts in some cases. Read on for the discounts that are the quickest and easiest to get.

Probably one of the simplest car insurance discounts to qualify for is the low-mileage discount. Normally, potential policyholders only have to provide an estimate of the number of miles they drive annually in order to qualify. You typically provide this estimate when you request a fast car insurance quote. With most insurers, you must drive fewer than 7,500 miles per year in order to qualify for the low-mileage discount. Taking a few seconds to estimate your annual mileage can save you 10-20 percent on average if you qualify.

Another discount that you may qualify for without having to do anything is the senior citizen discount. The minimum age for this discount varies by carrier, but it usually falls somewhere between 55 and 65 years old. Your insurer may apply this discount to your premiums automatically based on the information you include in your request for fast car insurance. If you don't see this discount applied, ask your agent if your carrier offers such a program and how to qualify if so.

If you're willing to spend about five minutes taking an inventory on all of the safety equipment in your vehicle, you could be eligible for one or more safety discounts on your fast auto insurance. All carriers offer discounts to drivers with vehicles equipped with certain safety devices. For instance, most carriers offer a seatbelt and airbag discount that would apply to your medical payments premium. Other carriers may offer a car alarm discount on your comprehensive coverage. Informing your insurer of all the safety equipment in your vehicle could save you a significant amount on your premiums.

Don't underestimate the value of a membership to a professional organization or club when it comes to fast car insurance. Usually, all it takes is checking a box indicating which organization you belong to in order to receive the discount. For instance, some car insurers have arrangements with alumni groups to offer discounted premiums to members. You may have to provide your membership number, but the savings are worth it.

The list of discounts we've provided on this page is by no means exhaustive. When you request a fast car insurance quote through our site, you can learn more about other available discounts from your service provider. Remember that most discounts are very easy to qualify for, so it's worth the few minutes it will take to inquire about them. You can still get the quick car insurance policy you want and receive all the discounts to which you are entitled.